SWCAA Public Liability Insurance Scheme

Like it or not, insurance is part of everyday life. On allotments, in this age of compensation culture, many local authorities are now requiring plot holders to have £5 million worth of cover as part of the terms of any lease agreement. To the average plot holder this may seem daunting, especially following a number of reports in the national press regarding extortionate costs of public liability insurance for allotment tenants. To read these reports you would feel this is the end of the road for the allotment, with insurance costs forcing the price of renting a plot well beyond the reach of the average plot holder.

Despite media statements on allotment insurance born out of journalistic sensationalism where the facts were twisted, insurance for allotments does not have to cost anything like what has been quoted. Therefore there is no reason why the price of a plot should escalate, whether your local or parish council or an allotment association manages the site.

Become a Friend of the SWCAA for just £2 per year and enjoy

free Public and Product Liability Insurance and a discounted seed

scheme.

Your cover protects you from claims made against you for

(a) Injury to any person
(b) Damage to Property
(C) Interference with or loss of enjoyment of property as a result of obstruction, trespass, or nuisance.

We offer cover up to £5,000.000 per individual (there is no catch) A must for all Allotment Holders and Gardeners

Allotment associations are very welcome to join but to benefit from this insurance you must join as an individuals.

This insurance is now available to those living in Scotland. Please note that any claims will be dealt with under English law. If you have any queries please contact us. More information on the legislation of allotments in Scotland can be found here

Terms and Conditions

INTERESTED IN OUR INSURANCE? THEN PLEASE JOIN US